Title insurance protects you from financial loss if someone later claims they have a right to your property. When you buy a home or investment property, you want to be sure the seller truly owns it, that there are no hidden liens or legal problems, and that no one can challenge your ownership. Title insurance is your safety net if something from the past appears after you close.

What Does Title Insurance Protect You From?
Title insurance can protect you from issues such as forged deeds, unknown heirs, unpaid mortgages or liens from previous owners, errors in public records, missing signatures or incorrect documents, fraud or identity theft related to the property, boundary or survey problems, HOA or tax liens that were not discovered, and court claims affecting the property.

How Does Title Insurance Work?
Before issuing your policy, PRONTO TITLES performs a detailed title search of public records to look for any problems with the property, including ownership history, mortgages and liens, taxes and judgments, easements and restrictions. If we find an issue, it must be resolved before closing. If something unknown appears later, your title insurance policy steps in to protect you.

What Happens If There Is a Claim?
If someone challenges your ownership after closing, your title insurance policy will pay for legal defense costs, cover court fees, and reimburse you for financial loss up to the policy amount. You are protected for as long as you own the property.

Why Is Title Insurance Important in Florida?
In Florida, liens and ownership claims can remain attached to a property even after it is sold. That means problems from a previous owner can become your problem unless you have title insurance. Title insurance gives you peace of mind that your investment is protected.

One-Time Cost. Lifetime Protection.
You pay for title insurance only once at closing. There are no monthly payments, and coverage lasts as long as you or your heirs own the property.
Two Types of Title Insurance
Owner’s Policy – protects you, the buyer.
Lender’s Policy – protects the bank or mortgage company.

Simple Truth
Title insurance protects you from hidden problems from the past, fraud and document errors, unknown claims against your property, and costly legal battles. With PRONTO TITLES, your ownership is protected so you can enjoy your property with confidence.